Privacy Policy

Effective Date: September 17, 2026

Penny Shine respects the privacy of its members. This Privacy Policy explains what information Penny Shine collects through PennyShine.xyz, why we collect it, how it may be used or disclosed, and the choices available to users.

Penny Shine is intended only for adults age 18 or older who reside in the United States.

1. Information You Provide to Us

When you create or use a Penny Shine account, we may collect information that you provide directly, including:

• username;
• email address;
• password, which is stored using a one-way cryptographic hash rather than as plain text;
• account and profile information;
• communications you send to Penny Shine;
• information provided in connection with support requests;
• information necessary to investigate account or payment issues; and
• information required to comply with tax, fraud-prevention or legal obligations.

If you enable two-factor authentication, authentication secrets may be stored in encrypted form and backup codes may be stored using one-way hashes.

2. Earnings and Activity Information

Penny Shine maintains records associated with use of the rewards service, which may include:

• tasks presented to your account;
• task clicks or participation;
• reported task completions;
• pending rewards;
• confirmed rewards;
• advertiser reversals;
• referral relationships and referral rewards;
• account balance information;
• withdrawal requests; and
• payment history.

Some of this information is received from third-party advertisers, survey providers, offer networks or other business partners rather than directly from you.

3. Payment and Withdrawal Information

When you request a withdrawal, we may collect information needed to send the selected payment, such as a:

• PayPal account identifier;
• Cash App identifier;
• FaucetPay account identifier;
• cryptocurrency wallet address;
• cryptocurrency network selection;
• mailing name and address for a money order; or
• similar information required by a future payment method.

Penny Shine does not need or intend to collect your online banking password, cryptocurrency private key or cryptocurrency seed phrase. You should never provide those credentials to Penny Shine.

Third-party payment providers may collect additional information directly from you under their own privacy policies.

4. Information Collected Automatically

When you access Penny Shine, our systems may automatically receive technical information such as:

• IP address;
• date and time of access;
• browser type and user agent;
• device or operating-system information;
• pages or features accessed;
• referral information;
• security and session information; and
• technical information associated with requests made to our servers.

We may use IP address information to determine an approximate country, region or network provider, assist in enforcing the United States residency requirement, identify duplicate or suspicious accounts and protect against fraud.

Penny Shine currently uses IPinfo to obtain information derived from IP addresses.

Approximate location derived from an IP address is not the same as precise GPS location.

5. Cookies

Penny Shine uses cookies and similar browser storage when necessary to operate the service.

These may include:

• a session cookie used to keep you signed in during a visit;
• an optional cookie used for a "keep me signed in" or similar feature;
• a referral cookie used to associate a new account with a referring member; and
• security or functionality cookies used to operate the site.

Some third-party services used by Penny Shine may also set or read cookies according to their own policies.

6. Security and Anti-Fraud Services

Penny Shine may use third-party security services to prevent automated registrations, abusive logins, fraud and other malicious activity.

Cloudflare Turnstile is currently used in connection with registration and sign-in security checks. Cloudflare may process technical information necessary to provide that service according to Cloudflare's own privacy practices.

We may also analyze account information, IP addresses, task activity, referral relationships and payment activity to detect duplicate accounts, automation, manipulated transactions or other suspected abuse.

7. Advertisers, Surveys and Offer Providers

Many opportunities appearing on Penny Shine originate with third-party advertisers, survey companies, application developers, offer networks or similar providers.

When you select or complete a third-party task, information may be exchanged between Penny Shine and the applicable provider so that the task can be attributed, verified and paid.

Depending on the provider and task, this may include:

• a Penny Shine user or tracking identifier;
• click or referral identifiers;
• information identifying the offer selected;
• timestamps;
• completion or conversion status;
• reward amount;
• reversal or rejection status;
• IP or device-related information where permitted and necessary for fraud prevention or attribution; and
• other information required to verify participation.

If a task sends you to another company's website, application or survey, information that you provide directly to that company is governed by that company's privacy policy. Penny Shine does not automatically receive every piece of information you provide to a third-party task provider.

Users should review the privacy terms of third-party offers before providing sensitive personal information.

8. How We Use Information

Penny Shine may use information collected through the service to:

• create and maintain user accounts;
• authenticate users;
• provide earning opportunities;
• track and verify task completion;
• calculate account balances;
• administer referral rewards;
• process withdrawals;
• respond to customer-support requests;
• communicate about accounts and transactions;
• secure accounts and the website;
• prevent fraud and abuse;
• enforce the Terms of Service;
• troubleshoot technical problems;
• maintain financial and accounting records;
• comply with tax and other legal obligations;
• improve the operation of Penny Shine; and
• protect the rights, property and safety of Penny Shine, its users and its business partners.

9. When We Disclose Information

Penny Shine may disclose information when reasonably necessary to operate the service.

Categories of recipients may include:

Advertisers and offer providers

Information may be exchanged with advertisers, survey companies and offer networks for attribution, confirmation, payment, reversals, fraud detection and dispute resolution.

Payment providers

Information necessary to make a withdrawal may be provided to the payment service selected by the user.

Service providers

Penny Shine may use companies that provide hosting, email, security, analytics, fraud prevention, IP-information, customer-support or other operational services.

These providers may process information on Penny Shine's behalf as necessary to perform their services.

Legal and safety purposes

Penny Shine may disclose information when reasonably believed necessary to comply with law, regulation, subpoena, court order or other valid legal process; investigate fraud or security incidents; enforce Penny Shine's agreements; or protect Penny Shine, its users or others from harm.

Business transfers

If Penny Shine or substantially all of its business or assets is acquired, merged, reorganized or transferred, user information may be included in that transaction, subject to applicable law.

10. Sale of Personal Information

Penny Shine does not sell lists of its members' personal information for money.

Information may nevertheless be exchanged with advertisers, offer providers and service providers as described in this Policy to operate the rewards service, track transactions, prevent fraud and compensate users.

Certain state privacy laws use specialized definitions of "sale," "sharing," or targeted advertising that can be broader than an ordinary monetary sale of customer information. If Penny Shine becomes subject to a law that grants an applicable user additional rights concerning such activity, Penny Shine will honor those rights as required by that law.

11. Data Retention

Penny Shine retains personal information for as long as reasonably necessary for the purposes described in this Policy.

Account and transaction records may be retained after an account is closed when necessary for accounting, fraud prevention, dispute resolution, tax reporting, legal compliance or enforcement of Penny Shine's agreements.

Different categories of information may be kept for different periods.

Information that is no longer reasonably required may be deleted, anonymized or aggregated, subject to applicable technical and legal limitations.

12. Data Security

Penny Shine uses reasonable administrative and technical safeguards intended to protect account information.

Passwords are not stored as readable plain-text passwords. Two-factor authentication secrets and backup codes are protected as described above.

No website, database, transmission or storage system can be guaranteed to be completely secure. Users are responsible for choosing a strong password, protecting their login credentials and promptly reporting suspected unauthorized access.

13. Your Choices and Requests

Users may contact Penny Shine to request assistance concerning their personal information or account.

Depending on the circumstances and applicable law, users may request correction or deletion of certain account information.

Some information cannot immediately be deleted when it must be retained for legitimate purposes such as:

• completing an outstanding withdrawal;
• maintaining required financial records;
• tax compliance;
• fraud prevention;
• resolving disputes;
• security investigations; or
• compliance with other legal obligations.

Penny Shine may need to verify the identity of a person making a privacy request before acting on the request.

Residents of states providing additional statutory privacy rights may exercise those rights where Penny Shine is legally subject to those requirements.

Penny Shine will not unlawfully discriminate against a user for exercising an applicable privacy right.

14. Children

Penny Shine is not intended for children or minors.

You must be at least 18 years old to create an account.

Penny Shine does not knowingly permit anyone under 18 to participate in its rewards program. If Penny Shine learns that an account belongs to a person under 18, the account may be disabled and associated information handled as required by law.

15. United States Service

Penny Shine is designed for and offered to residents of the United States.

The service is not offered as a rewards program to residents of other countries.

16. Third-Party Websites

Penny Shine contains links to websites, advertisements, applications, surveys and services operated by third parties.

Penny Shine's Privacy Policy does not govern those third-party services. Their privacy policies and terms govern information collected directly by them.

Users should review the policies of a third party before providing personal, financial or sensitive information.

17. Changes to This Privacy Policy

Penny Shine may update this Privacy Policy as the service, technology, business relationships or legal requirements change.

The current version will be posted on PennyShine.xyz with a revised effective date.

If a change materially affects how existing personal information is used, Penny Shine may provide additional notice where appropriate or required by law.

18. Contact Us

Questions, requests or concerns regarding this Privacy Policy may be directed to:

Penny Shine Website: PennyShine.xyz Email: support@pennyshine.xyz

Terms of Service